Topos Network | For partners

BORROWER MARKETS

A fully fledged last-mile banking platform or a loan book supercharger.

Collaborate with Topos along one of two launch models. Exemplary partners include, but are not limited to: banks, MFIs, telcos, and CICO Networks.

Get in touch

MARKET MODEL A

Jointly launch Topos in your country.

Form a strategic joint venture with Topos to bring a new financial solution to market, combining local licensing and reach with Topos’ core tech and offshore collateral rails.

MARKET MODEL B

Boost your loan book performance.

Enhance your existing lending with Topos’ offshore collateral. Unlock access to untapped borrower segments while improving portfolio capital efficiency.

WHEN IT COMES TO CREDIT PORTFOLIOS

Topos fuels loan book growth while reducing risk exposure.

ALLOCATED
LOAN BOOK

REVENUE BASE
UNLOCKED WITH

AVAILABLE
LIQUIDITY

EXISTING
COLLATERAL

OFF-SHORE
COLLATERAL

MISSING
COLLATERAL

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STATUS QUO

Lending potential, locked.

Even strong institutions sit on idle capital. Why? Because their lending capacity is constrained not by liquidity — but by missing collateral. Countless potential borrowers remain excluded simply because they can’t meet formal asset requirements, keeping loan books smaller than they could be.

INTRODUCE TOPOS

Off-shore collateral, unlocked.

Topos brings in a new class of credit-grade collateral — backed by diaspora pledges held in offshore escrow. This capital can be linked directly to individual borrowers, making previously ineligible customers creditworthy without increasing your exposure to default risk.

GROW BUSINESS

More clients. More credit. Less risk.

With Topos collateral in play, your institution can unlock dormant liquidity and extend credit to a wider segment. The result: larger loan volumes, more interest income, and a differentiated product that reaches new customers — all without changing your core model.

PLEDGER MARKETS

Jointly launch Topos for diaspora communities in your region.

Topos helps partners in pledger markets tap into the underutilized potential of diaspora capital. We enable platforms to transform outbound remittances into monetizable, regulated financial activity, supporting local ecosystems and multiplying the impact of cross-border support.

Exemplary partners include, but are not limited to: payment service providers, MTOs, and diaspora platforms.

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GLOBAL PARTNERS

Jointly push forward an initiative on a global level.

Topos is open to leveraging its strengths in partnerships that support socio-economic causes relevant for any given market. Relevant strengths in our global partnerships include:

Diaspora hubs with significant cumulative remitting & crowd–collateralizing volume.

Setup & infrastructure to collect, process, and release x-border & x-currency collateralization.

Targetable, trackable, and auditable last mile network to digitally disburse funds to any Topos account.

Exemplary partners include, but are not limited to: government or non-profit organizations, and donors.

Get in touch

Our ecosystem partners

Build with us.

A fully fledged last-mile banking platform or a loan book supercharger.

Jointly launch Topos in your country.

Boost your loan book performance.

Topos fuels loan book growth while reducing risk exposure.

Lending potential, locked.

Off-shore collateral, unlocked.

More clients. More credit. Less risk.

Jointly launch Topos for diaspora communities in your region.

Jointly push forward an initiative on a global level.

Borderless trust.
Market by market.

Build with us.

A fully fledged last-mile banking platform or a loan book supercharger.

Jointly launch Topos in your country.

Boost your loan book performance.

Topos fuels loan book growth while reducing risk exposure.

Lending potential, locked.

Off-shore collateral, unlocked.

More clients. More credit. Less risk.

Jointly launch Topos for diaspora communities in your region.

Jointly push forward an initiative on a global level.

Borderless trust. Market by market.

Borderless trust.
Market by market.